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Have you ever floated the idea of investing in property with other people? Perhaps a sibling, or a long-term friend or business colleague, or maybe even the neighbours have come together to consider purchasing that vacant block down the road?


Is the chaos on your countertop out of control? Here are a few tips to conquer the clutter.



Before you put your house on the market, ask your real estate agent for guidance on improving your home’s presentation. Your agent can tell you what buyers expect in your particular market and at your home’s price point. The following 10 steps are a way to get a good head start on preparing to sell your home.



Today’s couches are so much more than the three-seater pieces of days past. Sectionals are useful and stylish, and their shape provides a built-in conversation area. Chaises – perfect for lounging – eliminate the need for an ottoman or footstool. Sometimes, though, it can feel challenging to find the best layout for your room. This guide provides solutions for arranging uniquely-shaped sofas comfortably in any space.



Springtime can be one of the best times of the year to sell your property due to the increased amount of sunshine, warmth, and vibrancy.



The process of putting your home on the market and finding your next place can be overwhelming. Fortunately, an experienced agent can help you weigh all your options. Here’s where a professional might start:


It should be an exciting time when you are looking to buy your first investment property or if you are shopping around to increase your investment portfolio. Not only are you moving forward with your own personal financial goals, but you are out in the market seeing what types of property are available.
 



Say goodbye to cold winter days and hello to the sun and warmth of spring. Now is the perfect time to get in the garden and start planting. But what to plant? Our spring planting guide has the answers.



If you’re looking to buy the right home, it often starts with hiring the right real estate agent. But how do you determine which agent is the one for YOU?

Narrow down your real estate agent options with these four steps.



Purchasing your first home can be an exciting and emotional experience. Make sure you avoid any pangs of buyer regret by following these nine steps.



In the wake of slumping demand for apartment building, it’s little wonder the multi-unit housing industry has been eagerly eyeing a possible new residential product: “build-to-rent”.



Good planning is the key to a successful house move. Your moving checklist should take into consideration the many moving related aspects to help make your move go as smoothly as possible with minimal hiccups.



In most instances, homeowners who are planning to sell look around the property and come up with a list



If you're one of the many Australians dreaming of owning your first home, you were probably thrilled to hear of the new First Home Loan Deposit Scheme announced during the Federal Election campaign.


Now's the time to prep

Spring is often touted the best time of the year to sell a property, with the weather making house-hunting more pleasant, many homes and gardens at their most inviting, and buyers seeming to emerge from their winter doldrums.

Get Set For Spring Sale

  • Tuesday 25 June, 2019

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Sick of renting? Here Darren Bryant, our Pivotal Financial Specialist looks at ways of owning your own home.



Am I eligible to refinance my investment loan?

  • You must owe less than 80% of the property value on your investment loan.
  • You can refinance at any time (if you owe less than 80%) if you’re on a variable interest rate.
  • You can refinance on a fixed rate if you find that you’re likely to recoup the cost of early exit fees within the first two years of refinancing (applies to borrowers releasing equity to purchase another investment property).



Here’s a question for dinner table conversation that’s sure to divide: Would you buy a house on a railway line?

Trainspotting

  • Sunday 9 June, 2019

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Days on market, time on market, median days to sell… what does it mean and what might it tell us?

Days on Market

  • Tuesday 4 June, 2019

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There is downward pressure on the cash rate...



The lending market shifts constantly in terms of policies, trends and lender requirements. Your personal circumstances and financial situation will also very likely change over the course of your initial loan term. These changes create a great opportunity to do a mortgage health check and reassess your finances, to make sure your existing loan still satisfies your borrowing needs and remains competitive in the marketplace.


Here Shane Wright looks at interest rates and how we got here.

In his final public words of 2018, Reserve Bank of Australia governor Philip Lowe made clear where he thought the economy - and interest rates - were headed.

The bank had just released fresh forecasts predicting the economy to expand by 3.6 per cent through 2018 with stronger growth to come, inflation to move back into the RBA's target band and household spending to lift.



Here Ted Tabet gives us an indepth view of the Australian prudential regulation Authority and their 7% servicability buffer on home loans. Just what does it mean to you?



Thanks to our strategic partners at “Let’s Revamp” for this weeks Tuesday Tips....

Style Cushions Like a Professional Home Stylist in 6 Easy Steps. This will assist and enable you to revitalise your home, add personality, interest and theme to a room, bringing it to life.

Styling with cushions is characterised by using an assortment of cushions of various colours, styles and textures to form a harmonious setting and complete living rooms, bedrooms and outdoor areas.

They are inexpensive decor accessories and are easily seasonal and colour interchangeable – and as for the DIY enthusiasts they are easy to sew too.



The banking regulator has proposed scrapping a rule that has meant all new mortgage customers are assessed on their ability to manage repayments with 7.25 per cent interest rates....




Here's some handy Tax Minimisation and Property Management tips to help your portfolio skyrocket from our Financial Planner, Associate Professor Stephen Catterall.



How can the bank of Mum and Dad help you buy your first home?

Here Darren Bryant, our in-house Pivotal Financial Specialist looks at Guaranteed home loans...



What’s the next movement in interest rates?

It’s likely interest rates are going to be cut this year.

The question is when.



If you need a home loan, there are 3 ways to go about it: apply with your bank directly, shop around for a deal yourself or get a mortgage broker to do it all for you.



Have you noticed how some people seem to rise to the top of their chosen field, or journey even higher up the property ladder, while others consistently achieve the same “average” results?

In the 1990’s, management guru Dr. Stephen Covey explained what he believed to be the defining characteristics that distinguish “highly effective people” in his book The Seven Habits of Highly Effective People, which has become a modern-day business classic.

Not surprisingly the 7 habits Covey suggests we should aspire to if we want to replicate the achievements of others are also very important to the business of property investment.

So, let’s take a moment to reflect on the 7 significant traits Dr. Covey says successful people habitually exhibit.



Purchasing a property is a big decision and can often be quite daunting. Auctions play a major role in how properties are sold in Australia so it is important to feel comfortable about bidding at auction. If you don’t feel confident in bidding, your agent or perhaps a friend or relative can convey these bids for you as long as the relevant paperwork has been completed prior to the auction starting.

Bidding at Auction

  • Sunday 7 April, 2019

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In order to increase your net worth, and ensure your home is freehold before retirement, paying off your mortgage should be your top priority. With the average mortgage term being 30 years and the ABC reporting that Australians are increasing “….paying down their mortgages later in life”, reducing this timeframe can seem an insurmountable task.

While it may feel insurmountable, that doesn’t mean its impossible.

To Help, here are a few ideas you can use to reduce your mortgage debt faster.



Many people do it and you may already be one of them. Investing in property is a big decision, both financially and otherwise, but investing in unfamiliar territory can seem daunting to some.



It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan.



From Peter Switzer

As a group, Aussie consumers might be really dumb, if you accept information from the latest consumer sentiment survey.

However, because you’re reading this story right now, I bet you’re not in the grey matter challenged category.



Property investors - property cycles, you really can’t be one without understanding the other.



There is no question that the high mortgage interest rates of the late 1980s limited housing affordability. Because of this, I and many others, lost our first homes and financially struggled for a long period before saving enough money to buy another one. It is what I learnt from this experience that I shall pass on to you now.

Mortgage Rate Scandal

  • Sunday 10 March, 2019

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In "Tuesday Tips" by Associate Professor Stephen Catterall explains why the last five years has seen an emergence of technology in property management that has totally transformed the landscape of how this area of real estate operates.



The 12th symbol of the Chinese zodiac calendar, the pig is said to be a symbol of wealth, and Chinese astrologists suggest that 2019 may be a great year to invest and possibly make some money. For those born in the Year of the Pig — 1935, 1947, 1959, 1971, 1983, 1995, 2007 and 2019 — this is your year!



Working with our strategic partners for styling and adding value to homes, Let's Revamp to bring you a series of information videos on how to maximise the price you get at sale for your property.
 
Hit Read More to watch the video.



Mortgage specialists/brokers write more than half of all home loans in Australia. It’s easy to see the attraction, working out what is on offer from each institution can be time-consuming and confusing. Much easier to let a Mortgage Specialist/Broker do the legwork.

A Pivotal Financial Specialist works hard to give specialist advice across multiple lenders, not just banks, to ensure that what the customer does today is the best option financially for their future. They understand and stay on top of ever changing lenders policies, so they can offer tailor-made solution exactly right for the customers financial needs, not just a blanket solution for all.



Is it the right time to follow the sun and move into the Brisbane property market? 

96% of homebuyers who used a mortgage broker would choose to use one again according to a new report from Momentum Intelligence. Download report here.


As more people look to move inner-city, rental demand has opened up opportunities for property owners. For the savvy landlord who wants to increase the value of their apartment, it’s possible to find a quality tenant that’s willing to stay longer. 




IT will be remembered as the year Brisbane outshone the nation’s two biggest housing markets and defied a property downturn gripping other states.

Home values in 2018 in the Queensland capital rose a steady 0.3 per cent at a time when they fell 5.8 per cent in Melbourne and 8.1 per cent in Sydney...



Your home’s curb appeal could be make or break for the amount of showings you have. In the same way curb appeal can attract potential buyers through your door, a less than spectacular home front can also be a detractor. From upgrading landscaping to refreshing paint, consider these eight affordable ways to boost your home’s curb appeal and entice buyers to add your home to their “must see” list:



Here our in house Financial Planner at RE/MAX Xtra, Associate Professor Stephen Catterall talks about emotion versus performance when investing.



Here our in house Financial Planner at RE/MAX Xtra, Associate Professor Stephen Catterall breaks home ownership and investments into plain English for you... Let’s talk Deposits.



Beware of commentators using generalisations as analysis. Here Terry Ryder brings some common sense to the discussion. He’s generally right...



House prices and car sales are heading in the wrong direction for economic optimists, so how worried should we be about these softening trends? Peter Switzer Comments




If you’re on the hunt for a new home in this new year you don’t have to wait for the ball to drop – you can start acting on your new year resolutions now to prep for one of the biggest purchases of your life! RE/MAX Xtra has put together some top tips if your goal for 2019 is to become a homeowner.



How smart is your home? In 2019, it’s possible your house is smarter than you. Designed to provide energy efficiency, security and comfort conveniences, the smart home can do it all on command.



Affiliating yourself with an experienced and results-focused property management group can add significant value to your investment and provide you with peace of mind. In aligning yourself with a company with seamless communication and processes and unquestionable market knowledge, you will be setting yourself up for financial success.

In the current market you need every tool you can access to stand out from the crowd. Property styling is a great way of making your home stand out, especially if you're chasing top dollar.

Property Styling involves the use of a wide range of presentation and design techniques to improve the appeal of your home and help it ‘put on its best face’ for potential buyers. It has proven to increase buyer interest, maximise sale price, and reduce the time spent on the market. Here's some ideas from our Strategic Partners at Let's Revamp.

With prices coming off the boil in Sydney and Melbourne if you're looking for growth in real estate perhaps you need to look north? Brisbane has turned the corner and is performing well as this RBA survey shows. If you're looking to invest there let us know, our financial planner Stephen Catterall can guide you...




At RE/MAX Xtra we are always looking for ways to bring additional benefits to our clients. Financial Services. We’ve all heard about it but how many of us actually do something about it? Let us help!

Financial Solutions

  • Thursday 8 November, 2018

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All too often when selling or taking on the management of a property we see homes in breach of the law regarding Smoke Alarms. Here's what the law says...



The finishing touches for an open house inspection can make all the difference to how potential buyers view the property, so make sure you tie up all the loose ends. Every single one….